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How much cash will you need to close?

Your down payment is only part of it. Here's a fuller picture of the cash you'll want ready by closing day.

Typically ~2–5% of price.
Upfront taxes & insurance placed in escrow. Varies by timing.

Estimated cash to close

—
  • Down payment—
  • Closing costs—
  • Prepaids / escrow—
  • Less seller credits—
  • Less earnest money—

Important: This is an estimate for planning and education only, based on the assumptions shown. It is not a loan offer, approval, rate lock, or guarantee. Your actual numbers depend on lender and program requirements and verification of your information. Consult a qualified professional about your situation.

Your next step

Do you have those funds available, or want to explore options?

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